WATERFORD FINANCIAL MANAGEMENT, LLC

Overview

Waterford Financial Management, LLC is an independent registered investment adviser that serves individual and family clients, with a focus on financial planning, portfolio management for individuals and small businesses, and pension consulting. The firm charges a mix of percentage-of-AUM, hourly, and fixed fees, indicating flexibility in engagement structures from ongoing wealth management relationships to project-based planning work. In its investment approach the firm favors pooled public funds as the primary vehicle for client exposure, using mutual funds as the backbone of portfolios. That public-fund orientation suggests a model that prioritizes diversified, manager-driven exposure for core equity and fixed-income allocations rather than concentrated individual-stock strategies. Waterford does not identify itself as an active ESG investor and is not listed as a multi-state adviser in the filing summary.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices