FINANCIAL CONSULATE

Overview

Financial Consulate is an independent registered investment adviser that acts as a capital allocator for both individual and institutional clients. The firm combines discretionary portfolio management with financial planning and consulting services, offering fee structures that include a percentage of assets under management, hourly charges and fixed fees. Its advisory scope covers portfolio management for individuals, small businesses and institutions, pension consulting, selection of outside advisers, and client education through periodicals and seminars. The firm is also listed as conducting accounting-related business activities. Investment behavior tilts toward public funds and pooled vehicles as the core of portfolios, with a clear preference for broad-market ETFs to provide large-cap equity exposure. At the same time, Financial Consulate uses third-party managers to access alternative strategies — specifically hedge funds and digital currencies — and deploys annuities and mutual funds where client objectives call for them. The firm files on a discretionary basis for much of its book, and its product mix is designed to balance core indexed exposures with select active and alternative allocations.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices