SPECTRUM ASSET MANAGEMENT INC

Overview

Spectrum Asset Management Inc is an independent registered investment adviser that manages both individual/family and institutional relationships. The firm operates as a capital allocator and provides a mix of financial planning, discretionary portfolio management, and selection of third‑party managers. Spectrum’s investment posture tilts toward income and public fund vehicles: its ADV shows a preference for fixed‑income exposure and significant use of mutual funds as core building blocks. The firm charges a combination of percentage‑of‑AUM fees, hourly charges and fixed fees, and publishes client‑facing material consistent with an advisory practice that blends portfolio management with periodic market commentary. Spectrum has been SEC‑registered since 1987 and uses a model that combines internally managed positions with allocations to outside managers. That structure supports client mandates ranging from SMA‑style managed accounts to institutionally aligned portfolios where Spectrum acts as the allocator or supervising adviser.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices