FINANCIAL SPECTRUM INC.

Overview

Financial Spectrum Inc. is a small, independent registered investment advisor serving individual and family clients with a mix of financial planning and portfolio management for individuals and small businesses. The firm charges fees based on a percentage of assets under management and also offers hourly billing for planning work. Its filings show a concentrated, hands-on practice: AUM is modest and all reported assets are non-discretionary, indicating client-directed or advisory-only relationships are common. The firm is not an active ESG investor and does not position itself as a multi-state or pension consultant adviser. Documented activity points to a focus on personalized portfolios rather than large-scale capital allocation or institutional product distribution. The ADV classifies a primary asset type as “Other,” which, together with a noted allocation to hedge funds, suggests the firm may use non-standard or less liquid positions alongside traditional holdings to meet client objectives.

Assets & Accounts

Investments & Alternatives

Location & Offices