TREETOP WEALTH MANAGEMENT, LLC

Overview

Treetop Wealth Management, LLC is an independent registered investment adviser that began SEC registration in 2021 and operates under individual ownership. The firm concentrates on financial planning and portfolio management for individuals and small businesses, and also operates as an insurance broker. Its advisory model is primarily discretionary, indicating portfolio decisions are routinely made on clients’ behalf. Fee arrangements combine a percentage-of-AUM schedule with commissionable products, which aligns with the firm’s insurance activity and use of annuities. Investment preference leans strongly toward equities; the firm reports a clear equity bias and relies heavily on exchange-traded securities to implement client strategies. Treetop does not position itself as a capital allocator — it does not appear to run proprietary pooled vehicles — instead it sources external managers and vehicles to meet client objectives. The firm is not an active ESG investor and is not structured as a multi-state adviser for regulatory reporting purposes.

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Public Holdings

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Location & Offices