Step Financial Services, LLC

Overview

Step Financial Services, LLC is a small independent registered investment adviser that serves individual and family clients, with a focus on financial planning and bespoke portfolio management for individuals and small businesses. The firm runs a compact book of business and appears to favor model-driven or manager-sleeve approaches delivered on a largely non‑discretionary basis. Investment activity centers on publicly offered pooled vehicles for core equity and fixed income exposure, while third‑party real estate strategies supplement client portfolios where appropriate. Fee arrangements include AUM-based fees alongside hourly and fixed-fee engagements, which supports both ongoing advisory relationships and one‑off planning projects. Given the firm’s scale and client mix, investment decision-making is likely focused on straightforward, scalable solutions—mutual funds and annuity wrappers for broad exposure and risk management, plus selective allocations to external real estate managers when clients seek private-market diversification. The adviser does not position itself as an active ESG investor, and its services are tailored to individual and family needs rather than institutional or pension consulting.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices