SPECTRUM FINANCIAL RESOURCES

RIASEC RegisteredEst. 2022

Total AUM

$235M

Discretionary

$87.5M

37% of AUM

Avg account

$203K

Accounts

1,162

Employees

Advisory reps

Firm details

Headquarters: TROY, Michigan
CRD number: 127453
Registered since: August 23, 2022
Website: www.spectrumfr.com
Custodians: PERSHING LLC, CHARLES SCHWAB & CO., INC.
Fee structure: Percentage of AUM, Hourly Charges, Fixed Fees, Other
Client types: Individuals61.06%
HNWI38.9%
Charitable Organizations0.04%
Services: Financial PlanningPortfolio Management for IndividualsPortfolio Management for Institutional ClientsSelection of Other Advisers

Firm profile

FINTRX

Overview

Spectrum Financial Resources is an independent registered investment adviser organized as an LLC that works primarily with individual and family clients. The firm acts as a capital allocator and combines financial planning with discretionary and non‑discretionary portfolio management for individuals, small businesses and institutions. Services include direct portfolio management, financial planning and the selection and oversight of other advisers when clients require specialized capabilities. Fee arrangements are flexible: the firm charges based on a percentage of assets under management and also uses hourly and fixed fees where appropriate. Spectrum Financial Resources does not position itself as an ESG‑focused manager and is not identified as a multi‑state or pension consultant adviser in regulatory disclosures. The firm maintains relationships with outside accountants and law firms to support client planning and compliance needs.