SPECTRUM FINANCIAL MANAGEMENT

Overview

Spectrum Financial Management is a single-owner, independent registered investment adviser that has been operating since 2003 and targets individual and family clients. The firm combines financial planning with discretionary portfolio management for individuals and small businesses, operating under a fee model that includes both percentage-of-assets and fixed-fee arrangements. The business is organized as a sole proprietorship and lists accounting among its core business activities, which informs a client service model that blends planning, tax-aware considerations and ongoing investment management. Investment activity is concentrated in pooled public funds and mutual funds as the primary vehicle for client exposure, with a sizeable portion of assets managed on a discretionary basis. Spectrum does not position itself as a capital allocator to proprietary private strategies, but it does allocate to external alternative managers in real estate. The firm is not an active ESG investor and is not set up as a multi-state adviser. In 2020 the firm was recognized by investor.com as a Top RIA Firms to Watch.

Assets & Accounts

Investments & Alternatives

Location & Offices