ROYAL OAK FINANCIAL GROUP

Overview

Royal Oak Financial Group is an independent registered investment adviser that provides financial planning and discretionary portfolio management primarily for individuals and families, as well as small-business clients. The firm also operates as an insurance broker and charges clients via a percentage of assets under management and hourly fees. Its regulatory registration dates to 2021 and the business is owned by an individual principal. Investment activity is heavily equity-focused. The firm's filings show a clear preference for exchange-traded equities and ETFs as the primary vehicle for client portfolios. Royal Oak is not positioned as a capital allocator to private funds; it does not identify itself as an active ESG investor and does not operate as a multi-state adviser in the sense of large institutional pension consultancy. Manager allocation interest is modest: the firm uses third-party vehicles for specific exposures but does not report significant allocations to external private asset managers. Mutual funds are noted as an additional investment vehicle the firm employs alongside direct equity and ETF holdings.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices