Retirement Income Solutions, Inc.

RIASEC RegisteredEst. 2010

Total AUM

$3B

Discretionary

$3B

100% of AUM

Avg account

$2.3M

Accounts

1,274

Employees

Advisory reps

Firm details

Headquarters: Ann Arbor, Michigan
CRD number: 110145
Registered since: April 12, 2010
Website: risadvisory.com
Custodians: PERSHING LLC, TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
Fee structure: Percentage of AUM, Fixed Fees
Client types: HNWI92.8%
Individuals6.97%
Pension & Profit Sharing Plans0.1%
Corporations / Businesses0.1%
Charitable Organizations0.03%
Services: Financial PlanningPortfolio Management for IndividualsPension ConsultingSelection of Other Advisers

Firm profile

FINTRX

Overview

Retirement Income Solutions, Inc. is an independent, privately owned registered investment adviser that has been SEC-registered since 2010. The firm serves both individual and family clients as well as institutional relationships, positioning itself as a capital allocator that combines fee-on-AUM and fixed-fee engagements. Core advisory services include financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting third‑party advisers and managers. The firm does not identify as an active ESG investor and is not classified as a multi‑state adviser in the provided data. The firm has received external recognition in industry rankings, including listings by FA Magazine (2020), Forbes (2022, 2023, 2024) and CNBC (Top 100 Financial Advisory Firms, 2025).