R.D. SMOTHERS WEALTH MANAGEMENT

Overview

R.D. Smothers Wealth Management is a small, fee-focused registered investment adviser that manages direct portfolios for individuals, families and a limited number of institutional clients. The firm emphasizes discretionary portfolio management and also serves as a selector of outside advisers when clients need specialized strategies. Investment activity centers on core public fund exposure—primarily mutual funds—supplemented by fixed-income instruments and insurance solutions. The firm does not position itself as an ESG investor and is not registered as a multi-state adviser, suggesting a more localized client footprint and a conservative, straightforward approach to allocation. Business operations include insurance brokerage, which feeds into the firm's use of annuities and other insurance-based products as part of client planning. Compensation mixes percentage-of-AUM billing with hourly charges, reflecting a blend of ongoing asset management and project-based advisory work.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices