OAKWATER FINANCIAL

Overview

Oakwater Financial is an independent registered investment adviser organized as a limited liability company and owned by an individual. The firm serves individual and family clients and positions itself as a capital allocator, blending traditional portfolio management and financial planning with access to third‑party alternative managers. Its stated advisory services include financial planning, portfolio management for individuals and small businesses, selection of other advisers, and pension consulting services. Fee arrangements are flexible, incorporating percentage of assets under management, hourly charges, and fixed fees. Investment activity skews toward pooled public vehicles—public funds and mutual funds are the single largest asset type on the books—but Oakwater Financial also allocates client capital to less liquid strategies through external managers. The firm does not identify itself as an active ESG investor and its regulatory snapshot classifies it as an independent RIA focused on retail and family clients rather than institutional pension consulting.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices