KARPINSKI FINANCIAL, LLC

Overview

Karpinski Financial, LLC is an independent Registered Investment Adviser that focuses on financial planning and portfolio management for individuals and small businesses. The firm runs a fee model that blends percentage-of-assets, hourly charges and fixed fees, which supports both ongoing wealth management relationships and project-based engagements. Its client base is mainly individual and family households rather than institutional or retirement-plan sponsors. Investment activity shows a clear tilt toward publicly traded equities as the core allocation, with separately managed account (SMA) arrangements and exchange-traded vehicles forming the backbone of portfolios. The firm is not positioned as a capital allocator and does not identify as an active ESG investor. It maintains an affiliation with an insurance company, which can influence supplemental planning work and policy placement, but its primary advisory services center on investment management and financial planning.

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Public Holdings

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Location & Offices