IRVING PLANNING & INVESTMENTS, LTD.

Overview

Irving Planning & Investments, Ltd. is an independent RIA organized as a corporation and owned by an individual. The firm focuses on financial planning and portfolio management for individuals and small businesses, using a hybrid fee model that combines a percentage of assets under management with hourly charges. Investment activity centers on pooled public funds — mutual funds and similar vehicles — which provide the backbone of client portfolios. The firm is not positioned as a capital allocator and is not an active ESG investor; it operates primarily within a single-state footprint rather than as a multi-state adviser. Irving Planning structures its client relationships around discretionary management (the firm reports full discretionary control of its reported assets), suggesting it runs model or customized portfolios on behalf of clients rather than simply providing one-off advice. Custody concentration with Charles Schwab & Co., Inc. indicates the firm relies on a major retail custodian and likely uses that platform for trade execution, account reporting and fund access.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices