INSTRUMENTAL WEALTH, LLC

Overview

Instrumental Wealth, LLC is an independent registered investment adviser that combines financial planning with discretionary portfolio management for individuals, families and institutional clients. Founded and registered in 2020, the firm charges both percentage-of-AUM and fixed fees and offers tailored portfolio management for individuals/small businesses as well as for businesses and institutions. Its public-market allocations show a clear tilt toward pooled vehicles — primarily ETFs and mutual funds — with a core-satellite posture: broad-market ETF exposure forms the core while individual equity positions and select alternatives are used as satellite holdings. Instrumental Wealth is not positioned as an ESG-driven manager, and it does not identify as a multi-state adviser in its disclosures. Investment decision-making appears to favor liquid, low-cost public funds for core exposure while layering in private-market and hedge fund allocations for diversification and return enhancement where appropriate. Financial planning is integrated into the advisory model, supporting both accumulation and distribution objectives for clients.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices