EMBARCADERO FINANCIAL GROUP

Overview

Embarcadero Financial Group is an independent registered investment adviser organized as an LLC that acts as a capital allocator for both individual/family and institutional clients. The firm combines fee-based portfolio management with planning and insurance brokerage services, and it also serves as a gatekeeper when selecting third‑party managers. Its advisory mix includes financial planning, portfolio management for individuals and small businesses, pension consulting services, and selection of other advisers. Compensation is multi-channel: percentage of AUM, hourly fees, fixed fees and commissions. Investment activity tilts toward managed public‑market pooled vehicles and conventional fixed income, with a material allocation to third‑party real estate strategies (see Investments & Alternatives). Embarcadero Financial Group is not an active ESG investor and operates under a single‑state registration profile. The firm uses discretionary authority for the vast majority of client assets, suggesting it implements model portfolios or separately managed accounts under delegated management.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices