CULTIVATE FINANCIAL GROUP LLC

Overview

Cultivate Financial Group LLC is an independent registered investment adviser focused on fee-based financial planning and portfolio management for individuals, families and small businesses, with institutional clients included in its mix. The firm favors equity exposure as the core of client portfolios and identifies as an active ESG investor, which shapes security selection and manager choices across equity and ETF sleeves. Its business model combines percentage-of-assets fees with fixed-fee engagements, and it manages client mandates on a discretionary basis. Investment activity centers on liquid public markets—exchange-traded equities form the largest bucket of assets—while the firm supplements core equity allocations with alternative real estate exposures and annuity solutions where those fit client objectives. Cultivate does not operate as a capital allocator in the sense of running a multi-manager platform, but it does place capital with third-party real estate managers when pursuing alternative allocation opportunities.

Assets & Accounts

Public Holdings

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Location & Offices