COSEY FINANCIAL SERVICES, INC.

Overview

Cosey Financial Services, Inc. is an independent, owner-operated registered investment adviser that provides financial planning and portfolio management across individual, family and institutional clients. The firm leans toward fee-based relationships (percentage of AUM, hourly and fixed fees) and supports both discretionary and non‑discretionary mandates. Advisory services include financial planning, portfolio management for individuals and small businesses, portfolio management for larger businesses or institutions, and pension consulting services — though the firm does not classify itself as a pension consultant for regulatory purposes. Cosey is not positioned as an active ESG investor and does not serve as a capital allocator; its model appears to emphasize traditional wealth management delivered through pooled and managed accounts rather than direct principal investments. Cosey organizes multi-service engagements: financial planning paired with ongoing portfolio oversight, and institutional-style consulting for business and pension needs. With discretionary authority over the bulk of assets, the firm appears to implement model and separately managed account solutions while retaining flexibility to use non‑discretionary arrangements when clients prefer ongoing approval.

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Public Holdings

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Location & Offices