CLINE FINANCIAL CONCEPTS, LLC

Overview

Cline Financial Concepts, LLC is an independent registered investment adviser that focuses on serving individual and family clients, with additional work for small businesses. The firm offers financial planning and discretionary portfolio management alongside non-discretionary advisory arrangements, and bills through a mix of percentage-of-AUM, hourly, and fixed-fee engagements. Investment positioning is equity-centric: the firm shows a clear preference for exchange-traded equities and uses both pooled vehicles and separately managed approaches to implement client portfolios. The adviser does not position itself as an active ESG investor and is not designated as a multi-state adviser. Its operating model combines traditional planning with active portfolio oversight for a modest client base, emphasizing liquid equity exposure while maintaining access to less liquid, alternative strategies for qualified clients when appropriate.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices