BREAKWATER CAPITAL

Overview

Breakwater Capital is an independent registered investment adviser that provides financial planning and portfolio management primarily to individual and family clients, with select institutional relationships. The firm operates on a discretionary basis across its managed portfolios and leans toward using pooled public funds and mutual funds as the backbone of client allocations. Fee arrangements combine a percentage-of-AUM model with hourly advisory charges, which supports both ongoing wealth management and project-based planning work. Investment activity centers on traditional asset-allocation strategies implemented through manager-selected mutual funds and public fund vehicles rather than concentrated single-stock strategies. Breakwater Capital is not structured as a capital allocator; when it uses alternatives, it does so through third-party real estate managers rather than direct private equity or hedge fund platforms. The firm is not positioned as an active ESG investor and does not register as a multi-state adviser.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices