WATERSTONE FINANCIAL ADVISORY LLC

Overview

Waterstone Financial Advisory LLC is an independent, individual‑owned registered investment adviser that acts as a capital allocator for both individual/family and institutional clients. The firm provides fee‑based portfolio management and financial planning for individuals and small businesses, and it also performs selection of other advisers when clients require access to specialty managers. Its fee model is a mix of percentage‑of‑AUM and fixed fees. Investment activity centers on managed portfolios built primarily from public funds and mutual funds, with supplemental allocations to externally managed alternative funds and insurance‑based products such as annuities. The firm reports no focus on ESG investing and is not registered as a multi‑state adviser or a pension consultant. A large majority of client relationships are managed on a discretionary basis, signaling that portfolio construction and rebalancing decisions are handled by the firm under client mandates.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices