THE PRACTICAL PLANNER

Overview

The Practical Planner is an independent, individual-owned Registered Investment Adviser that focuses on financial planning and portfolio management for individuals, families and small businesses. The firm charges a mix of percentage-of-AUM and fixed fees, and is positioned to deliver ongoing planning and discretionary portfolio management rather than institutional pension consulting or large-capital advisory services. Its ADV shows the firm is not an active ESG investor, does not operate as a multi-state adviser, and does not act as a capital allocator—its model relies on third-party managers and pooled vehicles rather than running proprietary alternative strategies. Investment activity centers on public pooled funds as the core of client portfolios, with a supplementary sleeve of alternative exposures and income-oriented instruments. The Practical Planner uses a third-party custodian and standard retail custodial infrastructure to implement portfolios, which supports use of mutual funds, ETFs and outsourced managers. Advisory work emphasizes practical wealth management for individual and family clients, combining planning and discretionary management at a relatively concentrated client roster.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices