SOUND FINANCIAL MANAGEMENT, INC.

Overview

Sound Financial Management, Inc. is an independent, owner-operated Registered Investment Adviser that serves individual and family clients with a fee model based on a percentage of assets under management. The firm’s advisory work centers on financial planning and portfolio management for individuals and small businesses. It is not set up as a capital allocator or pension consultant and does not present itself as an active ESG investor. Sound Financial Management is registered with the SEC (registration listed in 2025) and maintains a focused, single-state operating footprint rather than a multi-state advisory platform. Investment approach emphasizes broadly diversified public fund exposures rather than running proprietary pooled vehicles. Portfolios appear to rely on third-party investment managers and packaged mutual fund solutions for core equity and fixed-income exposure, with a complementary allocation to real estate strategies through external managers for diversification and income.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices