RETIREMENT INVESTMENT ADVISORS INC.

Overview

Retirement Investment Advisors Inc. is a small, corporately organized advisory firm that positions itself as a capital allocator and selector of outside advisers rather than a large custodian RIA. Its registered activities focus on selecting other advisers and delivering educational seminars and workshops, which suggests the firm's role is oriented toward manager selection, investment education, and advisory oversight. The firm is affiliated with an insurance company and lists an “Other” fee structure; it does not identify as an active ESG investor, is not multi-state, and is not a pension consultant. Given the firm’s stated activities, the investment approach appears to rely on outsourcing portfolio responsibilities to third‑party managers and using pooled vehicles. That model typically emphasizes manager due diligence, construction of multi-manager mixes, and monitoring rather than direct, in‑house trading. The insurance affiliation may influence product choice and client solutions, particularly where annuities or insurance-wrapped investments are relevant.

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Location & Offices