PINNACLE RETIREMENT & FINANCIAL PLANNING

Overview

Pinnacle Retirement & Financial Planning is a small, independent registered adviser operating as a sole proprietorship that focuses on individual and family clients and small-business owners. The firm emphasizes retirement planning and hands-on portfolio management, delivering advice through a mix of percentage-of-AUM, hourly, and fixed-fee arrangements. It also operates as an insurance broker, which the firm integrates into client relationships to address protection and retirement-income needs. Investment activity is concentrated and discretionary — the firm reports its entire asset base as discretionary — and it uses third-party managers rather than running proprietary funds. Core portfolios appear to be built from mutual funds and separately managed account structures, while tactical allocations include externally managed real estate strategies and REIT exposure to add real-asset and income components. The adviser does not position itself as an ESG-focused allocator, and it is not structured as a multi-state or pension consulting practice.

Assets & Accounts

Investments & Alternatives

Location & Offices