Personal Financial Management, Inc.

Overview

Personal Financial Management, Inc. is a small, client-focused advisory firm that concentrates on portfolio management for individuals and small businesses. The firm charges a mix of percentage-of-AUM, hourly, and fixed fees and does not position itself as an ESG specialist. Its client base is individual and family households, and its operations are run as a corporation under individual ownership. Investment activity centers on publicly traded equities and mutual funds, with selective use of third‑party real estate managers to add diversification outside the public markets. The firm’s asset allocation tilt favors liquid, exchange‑traded instruments while supplementing those exposures with pooled investment products and external real estate funds. Advisory services are oriented toward ongoing portfolio oversight and customized account management rather than institutional consulting or pension work.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices