PERPETUAL FINANCIAL

Overview

Perpetual Financial operates as a sole proprietorship that functions primarily through broker-dealer and insurance distribution channels while also acting as a capital allocator to third‑party managers. The firm’s advisory role centers on the selection of other advisers rather than running a large in‑house portfolio management platform. Its fee model is commission‑oriented with additional non‑fee components, which aligns with a transaction and product distribution focus more than a retain‑and‑manage advisory model. Investment activity is concentrated on directing clients into externally managed vehicles. The firm is not an active ESG investor and does not market itself as a multi‑state adviser or pension consultant. Given the classification and structure, Perpetual Financial appears to place clients into mutual funds and real estate strategies managed by outside managers rather than maintaining broad, discretionary mandates internally.

Assets & Accounts

Investments & Alternatives

Location & Offices