PDS Planning Inc

Overview

PDS Planning Inc is an independent registered investment advisor that has been operating since 1988 and positions itself as a fee-based financial planning and portfolio management firm for both individual/family and institutional clients. The firm functions as a capital allocator: it builds portfolios using a mix of public funds and third‑party managers, and it also runs educational seminars and selects outside advisers when clients require specialized exposure. PDS Planning charges fixed fees rather than asset‑based or commission models and describes itself as an active ESG investor, which informs manager selection and fund choices across taxable and tax‑efficient wrappers. The firm received recognition as a Top RIA by FA Magazine in 2020. PDS Planning’s advisory activity spans straightforward comprehensive planning for individuals and small businesses through to institutional portfolio mandates. That breadth, combined with a preference for public funds and mutual funds as a core vehicle, suggests a model that emphasizes diversified, manager‑driven solutions with tactical allocations to ETFs and individual equity positions where appropriate.

Assets & Accounts

Public Holdings

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Location & Offices