OLIO FINANCIAL PLANNING

Overview

Olio Financial Planning is an independent RIA formed as an LLC and SEC-registered since 2017. The firm serves both individuals and families as well as institutional clients, offering fee-based financial planning and portfolio management alongside pension consulting and client education programs. Its advisory model is oriented toward discretionary management—nearly all assets are managed on that basis—and the firm leans heavily on public pooled vehicles (mutual funds and ETFs) for core portfolio exposure. Fee arrangements emphasize fixed and hourly engagements rather than percentage-based retainer-only structures, which aligns with a planning-first relationship model. Investment activity shows a clear preference for broad public funds and passive or index-oriented ETFs, with a marked tilt toward value exposure through sizable positions in vehicles such as the Vanguard Value Index Fund. The firm also allocates to alternatives at the third-party fund level, including hedge funds and digital currency strategies, indicating a willingness to use less liquid, higher-complexity products for suitable clients. Educational offerings and pension consulting suggest the firm supports more than just portfolio implementation—there’s an advisory emphasis on plan design, fiduciary education and institutional-level considerations for small businesses and non-retail clients.

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Location & Offices