MODICA FINANCIAL SERVICES

Overview

Modica Financial Services is a very small, independent registered investment adviser operating as a sole proprietorship that serves individual and family clients. The firm leans toward an equity preference and manages client relationships on a largely non‑discretionary basis. Its advisory work combines financial planning, portfolio management for individuals and small businesses, and pension consulting, supported by ancillary business activities as an insurance broker and accountant. The firm charges clients by percentage of assets under management and hourly fees, which aligns with a consultative, client‑specific approach rather than a scaled institutional platform. Investment activity centers on concentrated, equity‑oriented exposure rather than broad passive ETF strategies. With the majority of assets categorized as non‑exchange traded equities, Modica appears to favor privately held securities, restricted shares or other non‑liquid equity positions alongside traditional fixed income and mutual fund exposure to meet client objectives. The firm is not set up as a capital allocator to external alternative fund managers and does not position itself as an ESG investor.

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Location & Offices