KIRTLAND FINANCIAL MANAGEMENT, INC.

Overview

Kirtland Financial Management, Inc. is an independent registered investment adviser that serves individual and family clients with a mix of financial planning, discretionary portfolio management and adviser-selection services. The firm operates with a capital allocator mindset: most client assets are managed through pooled public funds and third‑party managers, while the firm also allocates selectively to external alternative managers where appropriate. Business activities extend beyond advisory work—Kirtland’s team also functions as registered representatives of a broker‑dealer and as insurance brokers, which broadens the product set they can offer to clients. Investment preferences emphasize diversified, manager‑driven solutions rather than concentrated direct equity ownership. The firm uses percentage-of-AUM and hourly fee arrangements, and it provides portfolio management for individuals and small businesses as well as financial planning. Where clients require specialized skill sets or access to private strategies, Kirtland sources outside managers and private placements to complement core public fund exposures.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices