HEFFERNAN & ASSOCIATES, INC.

Overview

Heffernan & Associates, Inc. operates as a small, client-focused advisory and insurance brokerage serving individuals and families. The firm combines insurance distribution with portfolio management for individuals and small businesses, delivering advisory work on a largely non‑discretionary basis. Fee arrangements include a percentage-of-assets component and hourly charges, which aligns with a hybrid service model: ongoing advice and portfolio oversight paired with project- or consultation-based work. Investment activity centers on public mutual funds as the primary building blocks of client portfolios, supplemented by insurance products such as annuities. The firm works with third‑party managers for alternative exposure, most notably real estate strategies, rather than running proprietary alternative asset programs. Custodial relationships with major platforms support portfolio administration and ease of trade execution, which fits the firm’s consultative, non‑discretionary approach.

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Investments & Alternatives

Location & Offices