GOLDEN YEARS FINANCIAL, LLC

Overview

Golden Years Financial, LLC is a small, independent registered investment adviser operating as a limited liability company that serves individual and family clients. The firm mixes traditional advisory services—financial planning, discretionary portfolio management for individuals and small businesses—and the selection of outside advisers with insurance brokerage capabilities. Its client-level approach emphasizes equity allocation, and the firm acts as a capital allocator through third‑party alternatives exposure. Golden Years Financial is not positioned as an active ESG investor and maintains a single‑state focus. Fee arrangements include assets‑under‑management, hourly and fixed fees, and other custom billing arrangements. The firm’s business model and product set indicate a retirement‑oriented client base that uses both managed portfolios and insurance products (including annuities) to address income and longevity planning needs.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices