GARHWAL, CHAN & WILLIAMS INC.

RIASEC RegisteredEst. 2025

Total AUM

$134M

Discretionary

$134M

100% of AUM

Avg account

$1.8M

Accounts

Employees

Advisory reps

Firm details

Headquarters: SAN FRANCISCO, California
CRD number: 125484
Registered since: November 18, 2025
Website: gcwinc.com
Custodians: CHARLES SCHWAB & CO., INC., THE VANGUARD GROUP, INC.
Fee structure: Percentage of AUM, Fixed Fees
Client types: HNWI90.34%
Pension & Profit Sharing Plans8.03%
Charitable Organizations1.64%
Services: Financial PlanningPortfolio Management for IndividualsPortfolio Management for Institutional ClientsPension Consulting

Firm profile

FINTRX

Overview

Garhwal, Chan & Williams Inc. is an independent registered investment adviser that manages discretionary portfolios for a mix of high-net-worth individuals, families and institutional clients. The firm’s advisory scope includes financial planning, portfolio management for individuals and small businesses, portfolio management for businesses or institutions, and pension consulting services. Fee arrangements are a combination of percentage-of-AUM and fixed fees, and the firm reports no active ESG investing program. The investment posture is centrally positioned in publicly available pooled vehicles rather than concentrated individual stock bets or private capital. The firm operates as a small, owner-managed RIA and completed SEC registration in 2025, which places its operating model in the boutique, discretionary advisory category.