FLUID FINANCIAL PLANNING, LLC

Overview

Fluid Financial Planning, LLC is an independent, owner-operated Registered Investment Adviser focused on financial planning and portfolio management for individuals and small businesses. The firm charges clients either a percentage of assets under management or fixed fees and concentrates on delivering planning-driven investment solutions rather than acting as a capital allocator to outside private managers. Its client base is primarily individual and family households, and the adviser does not characterize itself as an ESG-focused or multi-state specialist. Investment activity is centered on pooled public funds—mutual funds and similar vehicles—used as the primary building blocks for client portfolios. Given the firm’s discretionary management of its entire reported asset base, it appears to implement model or customized portfolios where mutual funds form the core, supplemented where appropriate by other liquid instruments. There is no material indication that the firm currently deploys third-party alternative asset managers or maintains a family-office offering.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices