FINANCIAL PLANNING ASSOCIATES, INC.

Overview

Financial Planning Associates, Inc. is a small, independent registered investment adviser that focuses on individualized planning and portfolio management for individuals and families. The firm operates as a capital allocator: it builds client portfolios using a mix of exchange-traded equities as core holdings and directs allocations to third-party managers for more specialized strategies. Advisory services include financial planning, direct portfolio management for individuals and small businesses, and selection of outside advisers when clients require capabilities beyond the firm’s in-house offerings. The firm is not an active ESG investor and presents a fee model that combines a percentage of AUM with hourly and fixed-fee engagements, allowing flexibility for both ongoing wealth management relationships and one-off planning projects. Investment activity centers on liquid equity exposures supplemented by alternative strategies and insurance solutions where appropriate. Given the scale of assets and client base, the firm appears to emphasize cost-effective, tradable instruments for the bulk of portfolios, while selectively using external managers to access private-market and hedge strategies that require specialist sourcing and due diligence.

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Public Holdings

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Location & Offices