F3 CAPITAL

Overview

F3 Capital operates as a small, independent Registered Investment Adviser organized as an LLC and focused on individual and family clients. The firm’s advisory work centers on financial planning and portfolio management for individuals and small businesses. Investment activity is weighted toward pooled public vehicles rather than bespoke private placements — the firm builds client portfolios primarily with mutual funds and other public funds, and it supplements those core holdings with insurance-based products when appropriate. F3 Capital does not position itself as an ESG-focused manager and does not advertise multi-state advisory coverage or pension consulting services. The firm uses a mix of percentage-of-AUM, hourly, and fixed-fee billing depending on client needs. Given the scale of assets and client base, F3 Capital behaves like a boutique wealth manager: centralized portfolio construction using off-the-shelf mutual funds, selective use of annuities for clients requiring guaranteed income or insurance wrappers, and limited direct allocation to manager-led alternative strategies. The firm also maintains an industry affiliation with an insurance company, which informs its use of annuity products and may provide distribution or product access advantages.

Assets & Accounts

Investments & Alternatives

Location & Offices