CTS FINANCIAL PLANNING, INC.

Overview

CTS Financial Planning, Inc. is an independent, advisor-owned registered investment adviser that provides fee-based financial planning and portfolio management primarily for individuals and families. The firm operates as a capital allocator: it constructs client strategies using pooled public funds and third-party managers where appropriate, and it also selects outside advisers to implement portions of client portfolios. Fee arrangements are flexible and include asset-based fees, hourly engagements and fixed-fee planning work. Investment activity skews toward broadly diversified public vehicles—mutual funds and similar pooled products—while the firm supplements core allocations with third-party alternative managers for select exposures. CTS Financial Planning, Inc. does not position itself as an active ESG investor and integrates insurance solutions into client work through its industry affiliation with insurance companies. The firm has been publicly recognized by FA Magazine (Top RIA Firms, 2020).

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices