CTF FINANCIAL SERVICES, INC.

Overview

CTF Financial Services, Inc. is a small, independent registered investment adviser serving individual and family clients with a focus on financial planning and discretionary portfolio management for individuals and small businesses. The firm operates under an accountant-led business model and charges clients on a percentage-of-AUM basis. Investment activity is concentrated and equity-oriented: the firm shows a clear preference for exchange-traded equities as the primary vehicle for client exposures rather than broad use of bespoke private strategies or large-scale institutional mandates. The adviser is owner-operated, not a multi‑state or affiliated adviser, and does not present itself as an active ESG allocator.

Assets & Accounts

Public Holdings

Location & Offices