Clearwater Capital Management

Overview

Clearwater Capital Management is a small, owner-operated registered investment adviser that focuses on portfolio management for individuals and small businesses. The firm runs a primarily equity-oriented strategy, using discretionary mandates for most client relationships and a mix of percentage-of-AUM and fixed-fee billing. Its public filings show an emphasis on exchange-traded instruments and separately managed account structures, which suggests a blend of ETF-driven core exposures and individualized equity positions for high-net-worth clients. Clearwater is not positioned as an ESG specialist, pension consultant, capital allocator, or multi-state adviser. The firm’s investment approach appears centered on liquid, tradable securities that enable active risk management and tax-aware trading (tax-loss harvesting and rebalancing) across a small client base. Given the high average account size and the predominance of discretionary assets, Clearwater structures portfolios to allow customization rather than one-size-fits-all model delivery.

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Public Holdings

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Location & Offices