Circadia Financial Planning

Overview

Circadia Financial Planning is a small, independent registered investment adviser organized as a limited liability company that focuses on individual and family clients. The firm combines comprehensive financial planning with discretionary portfolio management for individuals and small businesses, and it regularly selects external advisers when additional expertise is needed. Investment activity is equity-weighted, with a clear preference for exchange-traded exposures and an active posture on environmental, social and governance (ESG) considerations. Fee arrangements are flexible — including a percentage of assets under management, hourly engagements and fixed-fee projects — which suits both ongoing advisory relationships and project-based planning work. As a capital allocator, the firm manages client portfolios directly while also arranging access to other managers when necessary. That structure supports a mix of core equity positions, ETF-based exposures for broad diversification, and managerial overlays when clients require specialized strategies or third-party expertise.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices