BAY CAPITAL

Overview

BAY Capital operates as a sole-proprietorship adviser serving individual and family clients and small businesses. The firm runs a blended business model that charges a percentage of assets under management while also engaging in commissionable transactions. Its stated advisory services center on discretionary portfolio management for individuals and small businesses and include market timing services, indicating the firm pursues tactical shifts in allocations in addition to longer-term positioning. The investment approach is heavily tilted toward pooled public funds—mutual funds and similar public vehicles—used as the primary building blocks for client portfolios. That emphasis, combined with a high proportion of discretionary assets, suggests BAY Capital constructs and manages multi-fund portfolios on behalf of clients rather than relying primarily on separately managed equity sleeves. The inclusion of commission-based business lines and annuity usage points to a mixed advice model where fee and commission products coexist.

Assets & Accounts

Investments & Alternatives

Location & Offices